General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
When you’re out on an all-terrain vehicle, you can expect to feel the wind in your face as you watch the landscape zip by. But ATV riding also can also be unpredictable:
Whether it’s the result of an unexpected hole or bump, a steep slope or a collision with another rider, you don’t want an accident to ruin your good times.
If you cause an accident that causes someone else’s injuries or damage to their property, the liability coverage in an ATV insurance policy may help prevent you from paying out of pocket for resulting medical bills or repairs.
Liability coverage typically includes two types of protection: