General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
As business risk evolves, the pressures on company boards and officers are growing. Gone are the days when the main concerns of directors and officers were related to company mismanagement and misrepresentation claims.
Chief among potential risks that boards must now deal with are: emerging technologies, cyber-risk issues and ever-expanding litigation against companies and their boards. Given the emergence of these three threats, it is imperative that board members review their directors and officers liability (D&O) insurance for any lapses in coverage.
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