General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
Commercial auto insurance is needed to cover the cars, trucks, and vans used in conducting your business. It also covers drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car.
Commercial auto insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. Bodily injury or damage to other vehicles or property caused by you or your employees could create financial issues for your business. There are two different categories of commercial auto insurance – hired/non-owned auto liability, and use of personal vehicles.