General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
Today, it’s a very good idea for a small business to carry General Liability Insurance. Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you are also accountable for keeping your employees and property insured from injuries and damages. At Tobin Insurance, we can help you create a policy that is designed to safeguard the best interests of your business – so you can focus on serving your customers and increasing your profits.
Insurance coverage is available for a myriad of potential dangers such as natural disasters to trade insurance. Insurance providers are very particular about the events they are intended to protect their customers from. It is important for the policyholder to understand the insurance contract before signing the contract.
In the event of a loss, the active policyholder will proceed to file a claim with the insurance provider. The provider is then liable to compensate the business for damages that have occurred.
With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered.