Tobin insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
Homeowners insurance protects you, your home and your family. Coverage can help you recover if the things important to you are damaged.
No one can predict when or where disaster will strike, but homeowners insurance can help you be prepared if it does. Homeowners insurance typically covers damage from events like fire, wind and hail, but there are notable exclusions, like flood.
Standard homeowners insurance has six coverages, which include protection for your home and your belongings. Home insurance can also help cover legal and medical expenses if you accidentally injure someone, someone is injured in your home or you damage someone else’s property.
Homeowners insurance usually covers: