General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your policy it means you won’t have to pay the full cost of a loss.
When you die, the proceeds from your life insurance policy can take care of those who depend on you financially.
A life insurance policy is a legal contract. You pay the life insurance company. In return, the insurance company promises to give money (called the death benefit) to one or more beneficiaries you pick.
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