Life Insurance
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General insurance protects you and your assets from the financial risk of something going wrong.
It can’t stop something happening, but if something unexpected does happen that is covered by your
policy it means you won’t have to pay the full cost of a
loss.
When you die, the proceeds from your life insurance policy can take care of those who depend on you financially.
A life insurance policy is a legal contract. You pay the life insurance company. In return, the insurance company promises to give money (called the death benefit) to one or more beneficiaries you pick.
Coverage
Your policy can include any or all of the options below.
Call us to discuss what coverage is best for you.
Income Benefit
Specially designed for those who wish to receive a regular income to help pay future insurance premiums.
Accidental Benefit
Comprehensive insurance coverage for death, injuries, hospitalization or surgeries resulting from accident.
Critical Illness
Receive one lump sum benefit, upon Insured's diagnosis of a covered critical illness.
Income Benefit
Specially designed for those who wish to receive a regular income to help pay future insurance premiums.
Accidental Benefit
Comprehensive insurance coverage for death, injuries, hospitalization or surgeries resulting from accident.
Critical Illness
Receive one lump sum benefit, upon Insured's diagnosis of a covered critical illness.
Long Term Care
The vast majority of older adults receive long-term care at home, not in nursing homes. But few people plan for this expense.
Nor do they see long-term care insurance as a viable option — because it’s expensive and is often seen as protection against the cost of nursing home care.
That should change, some experts contend. If the long-term care insurance industry focused more on helping people cover home-based services, they argue, policies would be more affordable, and potentially appealing.
What Does It Cover?
“Long-term care” means day-to-day help to live as you live now. Many people think of long-term care as strictly nursing home care, but that’s false. It can include much more, including help with activities of daily living, home care, and adult day care.
Long-term care insurance — sometimes called nursing home insurance or senior care insurance — is one way to pay for long-term care.
Coverage varies but often includes:
Extended Nursing Home Stays
Assisted Living Communities
Extended Nursing Home Stays
Alzheimer’s Or Memory Care Facilities
Adult Day Care Centers
Home Health Provided By A Professional
Home Care (Some Policies)
Respite Care
Hospice
Alzheimer’s Or Memory Care Facilities
Adult Day Care Centers
Home Health Provided By A Professional
Home Care (Some Policies)
Respite Care
Hospice
Final Expenses
Final expense insurance is designed to help protect your loved ones from the financial burden of funeral costs related to your passing.
Unlike life insurance, final expense policies have a much lower face value because they are intended to only cover costs related to a person’s final expenses.
Therefore, these policies can often be purchased at reasonable premiums.
Final Expenses
Your policy can include any or all of the options below.
Call us to discuss what coverage is best for you.
Funeral Services
Cemetery Plot
Funeral Services
Cemetery Plot
Transportation
Embalming
Transportation
Embalming
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2651 West Guadalupe Road, #110, Mesa, Arizona 85202
1.844.418.1086 TTY: 711
